If there's one thing I've learned as an adult and thru the past two years is that it's extremely important to plan ahead when it comes to your financial well being.  This is especially important if you are a parent or have anyone in your life that depends on you and your income to meet their needs. In order to take some of the stress out of my families future, I've been looking into life insurance options and quotes.  If you aren't familiar, life insurance is an agreement that if you were to pass away, your insurer would provide a previously agreed upon amount of money to help your loved ones.  Like I mentioned before this is particularly important for parents or anyone with dependents.


I decided I should get a term life insurance quote to see how much it would cost me to get life insurance for my children and get some questions answered about the process.  I learned that life insurance covers anything your family may need it for including mortgage payments, paying off debt or even simple things like groceries for your kids.  The amount of coverage each person needs will be different but as a general rule it should be around five times your annual salary. It's important to take into consideration any outstanding debts you may have, college education for your kids and any future goals you may have for your dependents when deciding the amount.

Term life insurance means that you would be covered for a specific amount of time.  For instance, if you had term life insurance for 20 years, if you passed away during that 20 year time frame, your loved ones would receive the money to help them with any bills, outstanding debts or necessities they need.  This is so beneficial when you have people who are dependent on your income to meet their basic needs.

If you're interested in seeing how much it would cost for you to get term life insurance, there are many life insurance websites that offer instant decisions and affordable policies.  Fabric combines a modern online application with policies from Vantis Life and a Penn Mutual company!

Have you ever gotten a term life insurance quote before? 

As always, thanks so much for stopping by!

XOXO Cassie

*This blog post is in collaboration with Responsival